PM Awas Yojana 2024: A Comprehensive Guide
The Pradhan Mantri Awas Yojana (PMAY) aims to address the housing shortage in India, focusing on both urban and rural areas. Under the “Housing for All” mission, PMAY is divided into two parts: PMAY (Urban) and PMAY (Rural). Initially launched for seven years, from the fiscal year 2015-16 to 2021-22, the scheme’s tenure has now been extended. The central budget for 2024-25 targets the construction of over 3 crore houses, with 1 crore houses under PMAY-Urban 2.0. This article will guide you on how beneficiaries are selected and how to apply for the scheme.
Key Information About PMAY Online Form
Where to Find PMAY Online Forms
You can find the online forms for PMAY at https://pmaymis.gov.in/.
Categories of Beneficiaries
The categories of beneficiaries under this scheme are:
- Economically Weaker Section (EWS)
- Low Income Group (LIG)
- Middle Income Group-I (MIG-1)
- Middle Income Group-II (MIG-2)
Deadlines for Online Form Submission
The deadlines for submitting online forms for EWS and LIG categories are extended from time to time. The same applies to the MIG category.
Types of PMAY Online Forms
- Economically Weaker Section (EWS)
- Low Income Group (LIG)
- Middle Income Group-I (MIG-1)
- Middle Income Group-II (MIG-2)
Who Cannot Apply for PMAY
PMAY primarily targets low and middle-income groups. The following individuals are not eligible:
- Those with an annual income exceeding ₹18 lakhs.
- Those who already own a pucca house anywhere in the country.
- Those who have previously availed of any government housing subsidy.
Essential Documents for PMAY Online Application 2024
For Salaried Individuals
- Identity Proof: PAN Card/Aadhaar Card/Voter ID/Driving License
- Nationality Proof: Voter ID or Aadhaar Card (original and photocopy)
- Category Proof: SC/ST/OBC/Minority Certificate
- Address Proof: Aadhaar Card/Driving License
- Income Proof: Salary Slip/Appointment Letter/Salary Certificate
- LIG/EWS Income Certificate
- Form 16/Income Tax Assessment Order/ITR for the current year
- Property Valuation Certificate
- Last 6 months’ Bank Statement
- Complete House Construction Plan
- No Objection Certificate from Housing Society or relevant authority
- Certificate for Total Construction Cost
- Agreement for House Construction
- Receipts for any advance payments made for house construction
- Property Allotment Letter/Agreement or any related document
- Affidavit stating that neither the applicant nor any family member owns a pucca house anywhere in the country
For Self-Employed or Business Owners
- Identity Proof: PAN Card/Aadhaar Card/Voter ID/Driving License
- Nationality Proof: Voter ID or Aadhaar Card
- Category Proof: SC/ST/OBC/Minority Certificate
- Address Proof: Aadhaar Card/Driving License
- Income Proof: Form 16/Income Tax Assessment Order/ITR for the current year
- Financial Report certifying the nature and activities of the business
- Last 6 months’ Bank Statement
- Complete House Construction Plan
- No Objection Certificate from Housing Society or relevant authority
- Certificate for Total Construction Cost
- Detailed Copy of Agreement with Developer/Builder for House Construction
- Receipts for any advance payments made for house construction
- Property Allotment Letter/Agreement or any related document
- Affidavit stating that neither the applicant nor any family member owns a pucca house anywhere in the country
Types of PMAY Online Forms
If you wish to fulfill your dream of owning a house under PMAY 2024, you can apply online under two main categories:
1. Slum Dwellers
Slum dwellers are those living in temporary settlements in cities under extremely poor living conditions.
2. Other Categories
Applicants under this category are divided into four sub-categories:
- Economically Weaker Section (EWS): Annual family income up to ₹3 lakhs
- Low Income Group (LIG): Annual family income between ₹3 to ₹6 lakhs
- Middle Income Group-I (MIG-1): Annual family income between ₹6 to ₹12 lakhs
- Middle Income Group-II (MIG-2): Annual family income between ₹12 to ₹18 lakhs
(Sources: Ministry of Housing)
How to Fill and Apply for PMAY Online Form 2024
Steps to Apply Online
- Visit the official PMAY website: https://pmaymis.gov.in/
- Click on the ‘Citizen Assessment’ option on the homepage and select ‘Apply Online’ from the drop-down menu. Choose the appropriate option for you.
- For online application under PMAY 2024, select the ‘In Situ Slum Redevelopment (ISSR)’ option. Enter your name and Aadhaar number on the next page. Verify your Aadhaar number by clicking on the check button.
- A detailed form ‘Format-A’ will appear. Fill in all the required information carefully.
- In the final step, enter the captcha and click on the ‘Submit’ button. Your PMAY online application is now complete.
How to Download PMAY Online Form 2024
- Visit the official PMAY website: https://pmaymis.gov.in/
- To download the online form, verify your father’s name, mobile number, and ID proof. Fill in the required information.
- After filling in all the details, you can download your PMAY online form.
Verification of PMAY Application
After submitting the application, the concerned authorities verify the following to determine eligibility for the PMAY subsidy:
Document Verification
The authorities first verify the documents or certificates submitted with the PMAY application, including Aadhaar card, address proof, income proof, etc.
Field Verification
In some cases, officials may conduct a field visit to confirm the information provided in the application, such as the current address and other relevant details.
Income Verification
PMAY officials may verify the income-related documents provided by the applicant to ensure that the benefits reach those who meet the eligibility criteria.
Criminal Background Check
In special cases, officials may also check if the applicant has any criminal background. If any criminal record is found, the applicant may be deemed ineligible for PMAY benefits.
Beneficiary Identification
After the verification process, eligible applicants are identified as beneficiaries under PMAY.
Approval and Allocation
Upon successful verification, eligible beneficiaries are approved for residential benefits under PMAY. The allocation process begins based on availability and other criteria.
Contacting Applicants
During the verification process, officials may contact applicants for additional information or clarification. Prompt and satisfactory responses can expedite the verification process.
Checking Application Status
Applicants can check the status of their application online using their Application Reference Number on the official PMAY website. This helps applicants track the progress of their application during the verification process.
Final Decision
Based on the verification results, the final decision on the eligibility of applicants for PMAY benefits is made. Approved beneficiaries receive housing assistance as per the scheme guidelines.
How to Check PMAY Application Status
- Visit the link: https://pmaymis.gov.in/default.aspx
- Select the ‘Citizen Assessment’ option on the homepage.
- Choose ‘Track Your Assessment Status’ from the menu options.
Checking Status Using Assessment ID
- Enter your Assessment ID and registered mobile number to track the status of your PMAY application.
Checking Status Using Name and Mobile Number
- Choose the option to check the status based on your name, father’s name, or ID.
- Fill in your state, city, district, father’s name, Aadhaar card, driving license, passport, and registered mobile number.
How to Check PMAY Beneficiary Subsidy Amount
- Visit the official PMAY website: https://pmaymis.gov.in/
- Click on the ‘Find Beneficiary’ option and select ‘Beneficiary wise funds released.’
- Enter your mobile number and click on ‘Send OTP.’
- Enter the OTP received on your registered mobile number to check the subsidy amount released under PMAY.
Offline Application for PMAY 2024
Applicants can also submit the PMAY-2024 registration form offline at Common Service Centers (CSC) operated by the state government or listed banks under PMAY. A fee of ₹25 is required for filling the PMAY-2024 registration form.
How to Apply for PMAY-G 2024
Beneficiaries under PMAY-G do not need to register for subsidies. They are identified based on the housing deprivation criteria and exclusion criteria set under the Socio-Economic Caste Census (SECC-2011). An additional ‘Awaas+’ survey has been conducted to identify potential beneficiaries missed under SECC-2011. State officials register these beneficiaries on the official website https://pmayg.nic.in/netiayHome/home.aspx.
During registration, beneficiaries must provide bank account details, nominee name, MGNREGS job card number, mobile number, and Aadhaar number. The details of recognized laborers and trained masons should also be recorded in AwaasSoft. After verifying the registration details and bank account, a unique PMAY-G ID and QR code are issued for each beneficiary.
Caution: Apply Only Through Authorized Centers
Beneficiaries should register online through the official website of the Ministry of Housing or at Common Service Centers (CSC) operated by the state or central government for a fee of ₹25 plus GST. The Ministry of Housing has not authorized any private entity or individual for PMAY registration. Unauthorized registration by any person or entity using the Ministry’s name will be subject to legal action.
Contact for Assistance with PMAY
For additional information or assistance regarding PMAY, you can contact the Ministry of Housing office in New Delhi:
Raj Kumar Gautam
Director (HFA – 5)
Ministry of Housing and Urban Affairs (AOHUA)
Room No. 118, G Wing
NBO Building
Nirman Bhawan
New Delhi – 110011
Phone:
011-23060484
011-23063285
Email:
public.grievance2022@gmail.com
pmaymis-mhupa@gov.in
PMAY Complaint Contact
Phone:
011-23060484
011-23063285
Email:
public.grievance2022@gmail.com
pmaymis-mhupa@gov.in
Address:
MOHUA, Room No. 118, G Wing
NBO Building
Nirman Bhawan
New Delhi – 110011
BhuMe.in’s Perspective
The Pradhan Mantri Awas Yojana (PMAY) is an ambitious scheme by the central government to provide affordable housing to all homeless people in the country. If you are an eligible beneficiary, you can apply online based on the information provided above. After applying, you can also track the construction of your house under PMAY and know when it will be handed over to you. Ensure that you present all documents carefully and be aware of any fraud related to this scheme, as it could result in losing your money and the allocated housing unit.
Latest News on PMAY
September 2024
Reduction in Maximum Subsidy on Home Loans under PMAY Urban 2.0
The central government has recently reduced the maximum subsidy on home loans under PMAY Urban 2.0 from ₹2.67 lakhs to ₹1.80 lakhs. The subsidy will now be provided in 5 annual installments.
July 24, 2024
Approval of ₹10 Lakh Crore Budget for PMAY Urban in 2024
In the 2024 Union Budget, Finance Minister Nirmala Sitharaman announced an investment of ₹10 lakh crores for housing units under PMAY-Urban. This amount will be spent under PMAY-U 2.0, with ₹2.2 lakh crores of central assistance over the next five years. The Modi government has started working on this in its third term.
In conclusion, PMAY 2024 is a significant step towards providing affordable housing to all. By following the guidelines and ensuring proper documentation, eligible beneficiaries can take advantage of this scheme and fulfill their dream of owning a home.