IDFC First Bank netbanking credit card: Register online

By
Rajat Piplewar

How to Check Your IDFC Credit Card Status and Utilize Net Banking Services

IDFC First Bank offers a plethora of services to its customers, including credit cards. In this article, we will delve into how customers with IDFC First Bank credit cards can leverage the net banking services. Additionally, we will guide you on how to check your IDFC credit card status and manage various banking tasks online.

IDFC Net Banking: Features

IDFC First Bank’s net banking facility comes with a host of features designed to make your banking experience seamless and efficient. Here are some of the key features:

Fund Transfers

  • Transfer funds within the bank and to third-party accounts.
  • Transfer funds through RTGS, IMPS, and NEFT.

Account Management

  • View summary and mini statements.
  • View history of all transactions.
  • Password reset for internet banking and debit card.
  • Block or unblock debit card instantly.
  • Temporary or permanent block to debit card PIN.

Investments and Payments

  • Investment in mutual funds through the portal.
  • Initiate investments online, such as FDs and RDs.
  • Online payment of utility bills.

Requests and Updates

  • Request for a new cheque book online.
  • Change of phone number, update email ID, and PAN update online.

IDFC First Bank Credit Card Net Banking: Points to Remember

  • You can log in to your IDFC account even when you are abroad or traveling outside the nation.
  • You can apply for these services at any IDFC First Bank branch; applying at the home branch is not necessary.
  • Ensure that you make payments on time to avoid the deactivation of services and penalties.

How to Register for IDFC Net Banking Services

Registering for IDFC net banking is a straightforward process. Here’s how you can do it:

  1. Visit the IDFC First Bank’s official website.
  2. Click on “Login.”
  3. Click on the option “Create username.”
  4. Enter your UCIC/Customer ID and mobile number in the space provided.
  5. Click on “Proceed.”
  6. Enter your account number in the space provided.
  7. You will now receive an OTP. Enter that as well.
  8. Choose a username of your choice.
  9. Click on “Submit.”

Prerequisites to Register Online

Before you register for IDFC First Bank internet banking, ensure you meet the following requirements:

  • You should have an existing savings or current account with IDFC First Bank.
  • Your phone number must be registered with the specific bank account for which internet banking is to be done.
  • You must have an IDFC FIRST Bank debit card and passbook.

How to Pay Your IDFC First Bank Credit Card Bills

Paying your credit card bills through IDFC First Bank net banking is simple:

  1. Visit the official website.
  2. Click on “Net banking” or “Debit card payments.”
  3. Select the “Pay” option.
  4. Enter the details and pay your bills to avoid further delay.

Retrieving Your Username

If you forget your username, follow these steps to retrieve it:

  1. Go to the official website and click on “Login.”
  2. Click on the “Forgot username” option.
  3. Enter your customer ID, mobile number, country, and the captcha.
  4. Click on “Submit.”
  5. In the next window, enter your account number.
  6. Enter the OTP.
  7. The registered email ID will receive a new username.
  8. Your mobile number will be notified about the same.

Retrieving Your Password

Forgot your password? Here’s how to reset it:

  1. Visit the official website and click on “Login.”
  2. Click on “Forgot password.”
  3. Enter your mobile number and the username associated with your net banking account. Also, enter your country and the given captcha.
  4. Click on “Next.”
  5. Enter your OTP.
  6. Type in your new password.
  7. Select “Submit.”

Adding a Beneficiary

To add a beneficiary for fund transfers, follow these steps:

  1. Visit the official website.
  2. Choose the option of “Funds Transfer” from the “Payments” drop-down menu.
  3. Click on the option “Add beneficiary.”
  4. Choose the type of beneficiary you wish to add and then enter the details.
  5. Enter your OTP.
  6. You will be notified about the addition of the beneficiary.
  7. The beneficiary will be added within 30 minutes.

How to Obtain IDFC First Bank UPI ID

Here’s the step-by-step process for getting your IDFC First Bank UPI ID:

  1. Install the IDFC bank UPI app on your phone.
  2. Complete the process of registering your IDFC bank account.
  3. Choose your UPI ID from the menu icon on the top left corner.
  4. The UPI ID will be generated immediately.

Checking Your IDFC Credit Card Status

Wondering how to check your IDFC credit card status? Here’s a simple guide:

  1. Visit the IDFC First Bank’s official website.
  2. Log in to your net banking account.
  3. Navigate to the “Credit Cards” section.
  4. Click on “Card Status” to view the current status of your credit card application or existing card.

Conclusion

IDFC First Bank’s net banking services offer a comprehensive suite of features that make managing your finances easier than ever. From checking your IDFC credit card status to paying bills and adding beneficiaries, everything can be done online with just a few clicks. By following the steps outlined in this article, you can make the most of your IDFC First Bank credit card and net banking services. Happy banking!

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